Explore health plans – only for students
Taking new steps. It’s a part of growing up. When you’re a college student, the steps would seem to urge bigger by the minute.
One of these steps is selecting a health insurance plan. It’s important to seek out an idea that works with where you are—on campus and in life, so you got the advantages you would like once you need them.
Experience lower costs and added benefits
Student health insurance plans can often a valuable solution for college students and their families. Not only can they cost less than other plans – even less than staying on an employer-sponsored family plan – will also provide better benefit.
Here are some reasons to believe in a student health plan.
1. Lower cost deductibles and premiums.
2. Comprehensive benefits including added services not always found with other plans.
3. Greater access to national and native networks of physicians and behavioral health specialists.
4. Better coverage for school-sponsored, on-site health clinics and telehealth services.
Student plans accompany added benefits because they’re designed with students in mind. Lower rates are possible partly because they’re supported by a younger, healthier population and supply coverage for a limited time (just while they’re in school). Families and students can economize – and obtain high-quality coverage at an equivalent time.
How to choose a health plan when you’re a student
Looking at all of the choices may assist you to find an answer that works best for your student and your family. Here are the choices students can consider.
A. Student insurance plans
B. Parents' employer plans (up to age 26 if dependent coverage is available)
C. Employer plans (for eligible employed students)
D. Individual plans through the State or Federal Exchange.
F. If you're under the age of 30 (or qualify for a hardship exemption), you'll purchase a catastrophic health plan through an Exchange.
Depending on your state, you may qualify for Medicaid.
Visit more information on this website: www.uhc.com
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